The guiding principle behind workers' compensation law is no fault. Accidents sometimes happen, and an injured worker may receive benefits regardless of who may have been at fault.
Unfortunately, not all employers respect the principle of no fault. Although North Carolina law requires nearly all employers with three or more employees to purchase workers' compensation insurance, employers may not want their premiums to go up after a workplace accident. For that reason, employees who were injured on the job may be afraid to seek workers' compensation benefits.