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Insurance claims and car accidents

| Sep 6, 2018 | Car Accidents

Unfortunately, most Cary area residents will be involved in a car accident at least once in their driving career. Car accidents are emotionally traumatic events and can also cause serious injuries. When there is a car accident, there are often insurance claims that need to be filed.

If a person has been injured in a car accident, one of the first things they need to do is file an insurance claim. This claim is necessary in order to be compensated for medical expenses. There are two types of insurance claims. The first type is first party claims. First party insurance claims is when a person files an insurance claim with their own insurance company. The other type of insurance claim is a third party claim. A third party claim is when an insurance company claim is filed with another person’s insurance agency.

Where a person files an insurance claim generally depends on who was at fault in the accident, the extent of the insurance coverage, and the type of accident that occurred. If a person caused an accident, they would file a claim with their own insurance company. But, if a person was injured due to no fault of their own, they would probably file a claim with the negligent party’s insurance company.

No one expects they will be in an accident, especially a serious accident with injuries. These types of accidents can lead to thousands of dollars in unexpected medical expenses and lost wages due to not being able to work. An attorney can help an accident victim recover compensation for damages and make sure their client is able to move on with their life.


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